Bidvest Fixed Deposit Review for July 2025
Introduction
This page summarises all the fixed deposits offered by Bidvest. All the rates shown are sourced from the Bidvest website - bidvest.co.za. All rates shown on this page have been converted to nominal and effective annual rates! This allows you to compare rates across all banks. Yippee!
The Bidvest fixed deposit interest calculator, allows you to calculate how much interest you will earn for your age, investment amount and term.
Bidvest fixed deposits highlights
last updated 1st July 2025 by Walter
Here are Bidvest's best fixed deposit rates
The best interest rate you can get at Bidvest is 8.31% for the 12-month fixed deposit. You will need a minimum deposit of R10,000 and be over the age of 55.
Here are Bidvest's five best fixed deposit interest rates:
| # | Min deposit | Term | Nominal | Effective |
|---|
Bidvest 3 month fixed deposit
This table shows Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 7.70% | 7.11% | + 15 |
| R10,000 for 55+ | 7.70% | 7.15% | + 14 |
| R100,000 for 18+ | 7.70% | 7.20% | + 126 |
| R100,000 for 55+ | 7.70% | 7.24% | + 118 |
| R250,000 for 18+ | 7.70% | 7.22% | + 308 |
| R250,000 for 55+ | 7.70% | 7.30% | + 256 |
| R1,000,000 for 18+ | 7.70% | 7.30% | + 1,011 |
| R1,000,000 for 55+ | 7.70% | 7.38% | + 811 |
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 7.70% | 7.11% | + 15 |
| R10,000 for 55+ | 7.70% | 7.15% | + 14 |
| R100,000 for 18+ | 7.70% | 7.20% | + 126 |
| R100,000 for 55+ | 7.70% | 7.24% | + 118 |
| R250,000 for 18+ | 7.70% | 7.22% | + 308 |
| R250,000 for 55+ | 7.70% | 7.30% | + 256 |
| R1,000,000 for 18+ | 7.70% | 7.30% | + 1,011 |
| R1,000,000 for 55+ | 7.70% | 7.38% | + 811 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average bank in South africa will give you more than Bidvest.
You get a 7.7% interest rate at Bidvest for a R10,000 investment in a 3 month fixed deposit (if you are older than 18). The industry average is 7.11%. Over 3 months you will earn R15 more in interest at Bidvest compared to the average bank.
Bidvest 6 month fixed deposit
This table shows Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 7.93% | 7.41% | + 27 |
| R10,000 for 55+ | 7.93% | 7.39% | + 27 |
| R100,000 for 18+ | 7.93% | 7.45% | + 245 |
| R100,000 for 55+ | 7.93% | 7.47% | + 232 |
| R250,000 for 18+ | 7.93% | 7.44% | + 629 |
| R250,000 for 55+ | 7.93% | 7.52% | + 518 |
| R1,000,000 for 18+ | 7.93% | 7.50% | + 2,191 |
| R1,000,000 for 55+ | 7.93% | 7.59% | + 1,717 |
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 7.93% | 7.41% | + 27 |
| R10,000 for 55+ | 7.93% | 7.39% | + 27 |
| R100,000 for 18+ | 7.93% | 7.45% | + 245 |
| R100,000 for 55+ | 7.93% | 7.47% | + 232 |
| R250,000 for 18+ | 7.93% | 7.44% | + 629 |
| R250,000 for 55+ | 7.93% | 7.52% | + 518 |
| R1,000,000 for 18+ | 7.93% | 7.50% | + 2,191 |
| R1,000,000 for 55+ | 7.93% | 7.59% | + 1,717 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average bank in South africa will give you more than Bidvest.
You get a 7.93% interest rate at Bidvest for a R10,000 investment in a 6 month fixed deposit (if you are older than 18). The industry average is 7.41%. Over 6 months you will earn R27 more in interest at Bidvest compared to the average bank.
Bidvest 1 year fixed deposit
This table shows Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 8.21% | 7.61% | + 65 |
| R10,000 for 55+ | 8.31% | 7.66% | + 69 |
| R100,000 for 18+ | 8.21% | 7.75% | + 503 |
| R100,000 for 55+ | 8.31% | 7.78% | + 565 |
| R250,000 for 18+ | 8.21% | 7.76% | + 1,211 |
| R250,000 for 55+ | 8.31% | 7.85% | + 1,218 |
| R1,000,000 for 18+ | 8.21% | 7.81% | + 4,321 |
| R1,000,000 for 55+ | 8.31% | 7.93% | + 4,093 |
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 8.21% | 7.61% | + 65 |
| R10,000 for 55+ | 8.31% | 7.66% | + 69 |
| R100,000 for 18+ | 8.21% | 7.75% | + 503 |
| R100,000 for 55+ | 8.31% | 7.78% | + 565 |
| R250,000 for 18+ | 8.21% | 7.76% | + 1,211 |
| R250,000 for 55+ | 8.31% | 7.85% | + 1,218 |
| R1,000,000 for 18+ | 8.21% | 7.81% | + 4,321 |
| R1,000,000 for 55+ | 8.31% | 7.93% | + 4,093 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average bank in South africa will give you more than Bidvest.
You get a 8.21% interest rate at Bidvest for a R10,000 investment in a 1 year fixed deposit (if you are older than 18). The industry average is 7.61%. Over 12 months you will earn R65 more in interest at Bidvest compared to the average bank.