Capitec 7-day notice interest rate (%) Review for July 2026
Introduction
The Capitec 7-day notice interest rate (%) is a notice account offered by Capitec. Unlike savings accounts, notice accounts require you to give the bank 7-day notice before accessing your money, but in return you typically earn a better interest rate.
This page summarises interest rates offered by Capitec 7-day notice interest rate (%) and compares them to South Africa's notice account industry average. So you can get a good idea how the interest rates offered by Capitec 7-day notice interest rate (%) compare to other banks.
Capitec 7-day notice interest rate (%) highlights
last updated 31st July 2026 by Walter
- The 32-day notice interest rate (%) offers interest rates 6.45% - 7.25% and accepts deposits from R1
Capitec 7-day notice interest rate (%) (7-day notice)
This table shows Capitec 7-day notice interest rate (%) (7-day notice)'s interest rates for a R10,000, R25,000, R100,000, R250,000 and R1,000,000 investment in Capitec 7-day notice interest rate (%) (7-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 4.00% #0 out of 0 | 6.57% | - R 257 |
| R25,000 | 6.40% #0 out of 0 | 6.57% | - R 42 |
| R100,000 | 6.50% #0 out of 0 | 6.57% | - R 70 |
| R250,000 | 6.60% #0 out of 0 | 6.57% | + R 75 |
| R1,000,000 | 6.70% #0 out of 0 | 6.57% | + R 1,300 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Capitec 7-day notice interest rate (%) (7-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 4.00% | 6.57% | - -257 |
| R25,000 for 18+ | 6.40% | 6.57% | - -42 |
| R100,000 for 18+ | 6.50% | 6.57% | - -70 |
| R250,000 for 18+ | 6.60% | 6.57% | + 75 |
| R1,000,000 for 18+ | 6.70% | 6.57% | + 1,300 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Capitec 7-day notice interest rate (%) (7-day notice).
You get a 6.7% interest rate at Capitec 7-day notice interest rate (%) (7-day notice) for a R1,000,000 investment. The industry average for a savings account with a balance of R1,000,000 is 6.57%. Over one year you will earn R1,300 more in interest at Capitec 7-day notice interest rate (%) (7-day notice) compared to the average savings account.
Similar notice accounts from other banks
| Product | Notice period | Min Deposit | Rate |
|---|---|---|---|
| Absa Notice Select 45 Day Absa | 45-day | R0 | 0.35% - 7.9% |
| Smart Rate Plus Notice Deposit Investec | 15-day to 120-day | R100,000 | 7.15% - 7.7% |
| 32Day Notice Nedbank | 32-day | R0 | 5.7% - 7.55% |
| 90 Day Notice Access Bank Plc | 90-day | R0 | 6.25% - 7.5% |
| 121 Day Notice Bidvest | 121-day | R5,000 | 7.5% |
| 60 Day Notice Access Bank Plc | 60-day | R0 | 6.15% - 7.4% |
| 91 Day Notice Bidvest | 91-day | R5,000 | 7.4% |
| 2 Day (48hr) Notice Bidvest | 2-day | R5,000 | 3.7% - 7.35% |