Absa vs Standard Bank

Interest rates compared

Last updated 1st April 2026 by Walter

Introduction

This fixed deposit comparison page compares Absa interest rates to Standard Bank interest rates. All the interest rates shown are sourced from the Absa and Standard Bank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st April 2026.

How do Absa fixed deposit interest rates compare to Standard Bank ?

You are more likely to find better interest rates at Standard Bank than Absa. Specifically, 44 out of 100 interest rates are better at Absa than Standard Bank. This means you are more likely to find a better interest rate at Standard Bank 56% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Absa
8.05%
best rate
Standard Bank
8.05%
best rate

The best interest rate you can get at Absa is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 . Whilst at Standard Bank, the best interest rate you can get is 8.046511852009797% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 .

But how do interest rates at Absa compare to Standard Bank across different terms and investment amounts?

1 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
6.20%
5.63%
+
5
R100,000 for 18+
6.30%
6.32%
-
-2
R250,000 for 18+
6.30%
6.32%
-
-4
R1,000,000 for 18+
6.35%
6.41%
-
-53
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.41%. Over 1 months you will earn R53 less in interest at Absa compared Standard Bank.

2 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
5.90%
5.63%
+
4
R100,000 for 18+
6.00%
6.35%
-
-58
R250,000 for 18+
6.00%
6.35%
-
-146
R1,000,000 for 18+
6.05%
6.44%
-
-659
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.05% interest rate at Absa for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.44%. Over 2 months you will earn R659 less in interest at Absa compared Standard Bank.

3 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
6.20%
5.70%
+
13
R100,000 for 18+
6.25%
6.35%
-
-26
R250,000 for 18+
6.25%
6.35%
-
-65
R1,000,000 for 18+
6.35%
6.45%
-
-248
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.45%. Over 3 months you will earn R248 less in interest at Absa compared Standard Bank.

4 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
5.95%
5.70%
+
8
R100,000 for 18+
6.00%
6.36%
-
-122
R250,000 for 18+
6.00%
6.36%
-
-304
R1,000,000 for 18+
6.10%
6.45%
-
-1,197
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.1% interest rate at Absa for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.45%. Over 4 months you will earn R1,197 less in interest at Absa compared Standard Bank.

5 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R100,000 for 18+
6.00%
6.36%
-
-155
R250,000 for 18+
6.00%
6.36%
-
-387
R1,000,000 for 18+
6.10%
6.46%
-
-1,525
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.1% interest rate at Absa for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.46%. Over 5 months you will earn R1,525 less in interest at Absa compared Standard Bank.

6 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
6.80%
5.72%
+
56
R100,000 for 18+
7.10%
6.53%
+
293
R250,000 for 18+
7.10%
6.53%
+
733
R1,000,000 for 18+
7.10%
6.62%
+
2,448
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 7.1% interest rate at Absa for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.62%. Over 6 months you will earn R2,448 more in interest at Absa compared Standard Bank.

7 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 7 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R100,000 for 18+
6.25%
6.60%
-
-213
R250,000 for 18+
6.25%
6.60%
-
-532
R1,000,000 for 18+
6.30%
6.70%
-
-2,395
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.3% interest rate at Absa for a R1,000,000 investment in a 7 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.70%. Over 7 months you will earn R2,395 less in interest at Absa compared Standard Bank.

8 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 8 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R100,000 for 18+
6.25%
6.70%
-
-309
R250,000 for 18+
6.25%
6.70%
-
-773
R1,000,000 for 18+
6.30%
6.79%
-
-3,398
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.3% interest rate at Absa for a R1,000,000 investment in a 8 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.79%. Over 8 months you will earn R3,398 less in interest at Absa compared Standard Bank.

9 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
6.65%
5.72%
+
73
R100,000 for 18+
7.15%
6.79%
+
283
R250,000 for 18+
7.15%
6.79%
+
708
R1,000,000 for 18+
7.15%
6.88%
+
2,093
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 7.15% interest rate at Absa for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.88%. Over 9 months you will earn R2,093 more in interest at Absa compared Standard Bank.

10 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 10 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R100,000 for 18+
6.25%
6.86%
-
-533
R250,000 for 18+
6.25%
6.86%
-
-1,333
R1,000,000 for 18+
6.30%
6.95%
-
-5,719
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.3% interest rate at Absa for a R1,000,000 investment in a 10 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.95%. Over 10 months you will earn R5,719 less in interest at Absa compared Standard Bank.

11 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 11 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R100,000 for 18+
6.20%
6.93%
-
-704
R250,000 for 18+
6.20%
6.93%
-
-1,759
R1,000,000 for 18+
6.25%
7.02%
-
-7,465
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.25% interest rate at Absa for a R1,000,000 investment in a 11 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.02%. Over 11 months you will earn R7,465 less in interest at Absa compared Standard Bank.

1 year fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
7.20%
5.79%
+
149
R100,000 for 18+
7.30%
7.02%
+
301
R250,000 for 18+
7.30%
7.02%
+
753
R1,000,000 for 18+
7.30%
7.11%
+
2,013
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 7.3% interest rate at Absa for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.11%. Over 12 months you will earn R2,013 more in interest at Absa compared Standard Bank.

1.5 year fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1.5 year fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
7.30%
6.08%
+
202
R100,000 for 18+
7.50%
7.43%
+
114
R250,000 for 18+
7.50%
7.43%
+
285
R1,000,000 for 18+
7.60%
7.43%
+
2,809
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 7.6% interest rate at Absa for a R1,000,000 investment in a 1.5 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.43%. Over 1.5 years you will earn R2,809 more in interest at Absa compared Standard Bank.

2 year fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
7.50%
6.12%
+
315
R100,000 for 18+
7.50%
7.53%
-
-79
R250,000 for 18+
7.50%
7.53%
-
-198
R1,000,000 for 18+
7.60%
7.53%
+
1,518
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 7.6% interest rate at Absa for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.53%. Over 2 years you will earn R1,518 more in interest at Absa compared Standard Bank.

3 year fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 year fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
7.50%
6.20%
+
476
R100,000 for 18+
7.60%
7.69%
-
-348
R250,000 for 18+
7.60%
7.69%
-
-870
R1,000,000 for 18+
7.80%
7.69%
+
4,025
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 7.8% interest rate at Absa for a R1,000,000 investment in a 3 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.69%. Over 3 years you will earn R4,025 more in interest at Absa compared Standard Bank.

5 year fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
7.70%
6.54%
+
822
R100,000 for 18+
7.90%
8.05%
-
-1,083
R250,000 for 18+
7.90%
8.05%
-
-2,707
R1,000,000 for 18+
8.05%
8.05%
+
259
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 8.05% interest rate at Absa for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 8.05%. Over 5 years you will earn R259 more in interest at Absa compared Standard Bank.

How do Absa interest rates compare to other banks?