FNB vs TymeBank

Interest rates compared

Last updated 2nd May 2025 by Walter

Introduction

This fixed deposit comparison page compares FNB interest rates to TymeBank interest rates. All the interest rates shown are sourced from the FNB and TymeBank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd May 2025.

How do FNB fixed deposit interest rates compare to TymeBank ?

You are more likely to find better interest rates at TymeBank than FNB. Specifically, 7 out of 100 interest rates are better at FNB than TymeBank. This means you are more likely to find a better interest rate at TymeBank 93% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

FNB
8.40%
best rate
TymeBank
8.65%
best rate

The best interest rate you can get at FNB is 8.4% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 and be over the age of 55. Whilst at TymeBank, the best interest rate you can get is 8.65% for the 12-month fixed deposit. You will need a minimum deposit of R1 .

But how do interest rates at FNB compare to TymeBank across different terms and investment amounts?

3 month fixed deposit interest rates compared

FNB vs TymeBank

This table shows FNB's and TymeBank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount FNB1TymeBank1 Winner 2
R10,000 for 18+
6.65%
6.96%
-
-8
R10,000 for 55+
6.85%
6.96%
-
-3
R10,000 for 55+
6.85%
6.96%
-
-3
R10,000 for 55+
6.65%
6.96%
-
-8
R100,000 for 18+
6.65%
6.96%
-
-78
R100,000 for 55+
6.85%
6.96%
-
-28
R100,000 for 55+
6.85%
6.96%
-
-28
R100,000 for 55+
6.65%
6.96%
-
-78
R250,000 for 18+
6.75%
6.96%
-
-137
R250,000 for 55+
6.95%
6.96%
-
-6
R250,000 for 55+
6.95%
6.96%
-
-6
R250,000 for 55+
6.75%
6.96%
-
-137
R1,000,000 for 18+
6.95%
6.96%
-
-24
R1,000,000 for 55+
7.15%
6.96%
+
474
R1,000,000 for 55+
7.15%
6.96%
+
474
R1,000,000 for 55+
6.95%
6.96%
-
-24
R5,000,000 for 18+
6.95%
6.96%
-
-119
R5,000,000 for 55+
7.15%
6.96%
+
2,371
R5,000,000 for 55+
7.15%
6.96%
+
2,371
R5,000,000 for 55+
6.95%
6.96%
-
-119
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at FNB over and above TymeBank.
    A negative amount means that TymeBank offers more than FNB.
How to read this table?

You get a 6.95% interest rate at FNB for a R5,000,000 investment in a 3 month fixed deposit (if you are older than 55). TymeBank's interest rate for the same terms is 6.96%. Over 3 months you will earn R119 less in interest at FNB compared TymeBank.

6 month fixed deposit interest rates compared

FNB vs TymeBank

This table shows FNB's and TymeBank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount FNB1TymeBank1 Winner 2
R10,000 for 18+
6.80%
7.87%
-
-55
R10,000 for 55+
7.00%
7.87%
-
-45
R10,000 for 55+
7.00%
7.87%
-
-45
R10,000 for 55+
6.80%
7.87%
-
-55
R100,000 for 18+
6.80%
7.87%
-
-550
R100,000 for 55+
7.00%
7.87%
-
-448
R100,000 for 55+
7.00%
7.87%
-
-448
R100,000 for 55+
6.80%
7.87%
-
-550
R250,000 for 18+
6.90%
7.87%
-
-1,253
R250,000 for 55+
7.10%
7.87%
-
-987
R250,000 for 55+
7.10%
7.87%
-
-987
R250,000 for 55+
6.90%
7.87%
-
-1,253
R1,000,000 for 18+
7.10%
7.87%
-
-3,950
R1,000,000 for 55+
7.35%
7.87%
-
-2,696
R1,000,000 for 55+
7.35%
7.87%
-
-2,696
R1,000,000 for 55+
7.10%
7.87%
-
-3,950
R5,000,000 for 18+
7.10%
7.87%
-
-19,749
R5,000,000 for 55+
7.35%
7.87%
-
-13,479
R5,000,000 for 55+
7.35%
7.87%
-
-13,479
R5,000,000 for 55+
7.10%
7.87%
-
-19,749
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at FNB over and above TymeBank.
    A negative amount means that TymeBank offers more than FNB.
How to read this table?

You get a 7.1% interest rate at FNB for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). TymeBank's interest rate for the same terms is 7.87%. Over 6 months you will earn R19,749 less in interest at FNB compared TymeBank.

1 year fixed deposit interest rates compared

FNB vs TymeBank

This table shows FNB's and TymeBank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount FNB1TymeBank1 Winner 2
R10,000 for 18+
7.30%
8.65%
-
-145
R10,000 for 55+
7.60%
8.65%
-
-113
R10,000 for 55+
7.60%
8.65%
-
-113
R10,000 for 55+
7.30%
8.65%
-
-145
R100,000 for 18+
7.30%
8.65%
-
-1,450
R100,000 for 55+
7.60%
8.65%
-
-1,130
R100,000 for 55+
7.60%
8.65%
-
-1,130
R100,000 for 55+
7.30%
8.65%
-
-1,450
R250,000 for 18+
7.40%
8.65%
-
-3,350
R250,000 for 55+
7.70%
8.65%
-
-2,550
R250,000 for 55+
7.70%
8.65%
-
-2,550
R250,000 for 55+
7.40%
8.65%
-
-3,350
R1,000,000 for 18+
7.60%
8.65%
-
-11,300
R1,000,000 for 55+
7.90%
8.65%
-
-8,100
R1,000,000 for 55+
7.90%
8.65%
-
-8,100
R1,000,000 for 55+
7.60%
8.65%
-
-11,300
R5,000,000 for 18+
7.60%
8.65%
-
-56,500
R5,000,000 for 55+
7.90%
8.65%
-
-40,500
R5,000,000 for 55+
7.90%
8.65%
-
-40,500
R5,000,000 for 55+
7.60%
8.65%
-
-56,500
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at FNB over and above TymeBank.
    A negative amount means that TymeBank offers more than FNB.
How to read this table?

You get a 7.6% interest rate at FNB for a R5,000,000 investment in a 1 year fixed deposit (if you are older than 55). TymeBank's interest rate for the same terms is 8.65%. Over 12 months you will earn R56,500 less in interest at FNB compared TymeBank.

How do FNB interest rates compare to other banks?