Investec vs Absa

Interest rates compared

Last updated 3rd August 2025 by Walter

Introduction

This fixed deposit comparison page compares Investec interest rates to Absa interest rates. All the interest rates shown are sourced from the Investec and Absa websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th August 2025.

How do Investec fixed deposit interest rates compare to Absa ?

You are more likely to find better interest rates at Absa than Investec. Specifically, 16 out of 100 interest rates are better at Investec than Absa. This means you are more likely to find a better interest rate at Absa 84% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Investec
8.04%
best rate
Absa
8.30%
best rate

The best interest rate you can get at Investec is 8.04% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 and be over the age of 55. Whilst at Absa, the best interest rate you can get is 8.3% for the 60-month fixed deposit. You will need a minimum deposit of R1,000 and be over the age of 55.

But how do interest rates at Investec compare to Absa across different terms and investment amounts?

3 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
6.41%
7.30%
-
-226
R250,000 for 18+
6.61%
7.30%
-
-439
R250,000 for 18+
6.41%
7.30%
-
-564
R1,000,000 for 18+
6.86%
7.30%
-
-1,114
R1,000,000 for 18+
6.61%
7.30%
-
-1,756
R5,000,000 for 18+
6.86%
7.30%
-
-5,572
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 6.86% interest rate at Investec for a R5,000,000 investment in a 3 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.30%. Over 3 months you will earn R5,572 less in interest at Investec compared Absa.

6 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.02%
7.65%
-
-323
R100,000 for 18+
6.47%
7.65%
-
-603
R100,000 for 55+
7.17%
7.70%
-
-275
R250,000 for 18+
7.02%
7.65%
-
-807
R250,000 for 18+
6.67%
7.65%
-
-1,254
R250,000 for 18+
6.47%
7.65%
-
-1,508
R250,000 for 55+
7.17%
7.70%
-
-687
R1,000,000 for 18+
7.02%
7.65%
-
-3,230
R1,000,000 for 18+
6.92%
7.65%
-
-3,761
R1,000,000 for 18+
6.67%
7.65%
-
-5,018
R1,000,000 for 55+
7.17%
7.70%
-
-2,746
R5,000,000 for 18+
7.02%
7.65%
-
-16,149
R5,000,000 for 18+
6.92%
7.65%
-
-18,805
R5,000,000 for 55+
7.17%
7.70%
-
-13,731
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 7.17% interest rate at Investec for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). Absa's interest rate for the same terms is 7.70%. Over 6 months you will earn R13,731 less in interest at Investec compared Absa.

1 year fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.85%
7.55%
+
320
R100,000 for 18+
7.10%
7.55%
-
-480
R100,000 for 55+
7.95%
7.60%
+
380
R250,000 for 18+
7.85%
7.55%
+
800
R250,000 for 18+
7.18%
7.55%
-
-1,000
R250,000 for 18+
7.10%
7.55%
-
-1,200
R250,000 for 55+
7.95%
7.60%
+
950
R1,000,000 for 18+
7.85%
7.55%
+
3,200
R1,000,000 for 18+
7.18%
7.55%
-
-4,000
R1,000,000 for 18+
7.18%
7.55%
-
-4,000
R1,000,000 for 55+
7.95%
7.60%
+
3,800
R5,000,000 for 18+
7.85%
7.55%
+
16,000
R5,000,000 for 18+
7.18%
7.55%
-
-20,000
R5,000,000 for 55+
7.95%
7.60%
+
19,000
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 7.95% interest rate at Investec for a R5,000,000 investment in a 1 year fixed deposit (if you are older than 55). Absa's interest rate for the same terms is 7.60%. Over 12 months you will earn R19,000 more in interest at Investec compared Absa.

2 year fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.35%
7.55%
-
-474
R100,000 for 55+
7.50%
7.60%
-
-237
R250,000 for 18+
7.35%
7.55%
-
-1,185
R250,000 for 55+
7.50%
7.60%
-
-593
R1,000,000 for 18+
7.35%
7.55%
-
-4,739
R1,000,000 for 55+
7.50%
7.60%
-
-2,372
R5,000,000 for 18+
7.35%
7.55%
-
-23,696
R5,000,000 for 55+
7.50%
7.60%
-
-11,860
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 7.5% interest rate at Investec for a R5,000,000 investment in a 2 year fixed deposit (if you are older than 55). Absa's interest rate for the same terms is 7.60%. Over 2 years you will earn R11,860 less in interest at Investec compared Absa.

5 year fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.89%
8.25%
-
-2,690
R100,000 for 55+
8.04%
8.30%
-
-1,939
R250,000 for 18+
7.89%
8.25%
-
-6,725
R250,000 for 55+
8.04%
8.30%
-
-4,847
R1,000,000 for 18+
7.89%
8.25%
-
-26,900
R1,000,000 for 55+
8.04%
8.30%
-
-19,388
R5,000,000 for 18+
7.89%
8.25%
-
-134,500
R5,000,000 for 55+
8.04%
8.30%
-
-96,939
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 8.04% interest rate at Investec for a R5,000,000 investment in a 5 year fixed deposit (if you are older than 55). Absa's interest rate for the same terms is 8.30%. Over 5 years you will earn R96,939 less in interest at Investec compared Absa.