Standard Bank vs Absa

Interest rates compared

Last updated 1st April 2026 by Walter

Introduction

This fixed deposit comparison page compares Standard Bank interest rates to Absa interest rates. All the interest rates shown are sourced from the Standard Bank and Absa websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st April 2026.

How do Standard Bank fixed deposit interest rates compare to Absa ?

You are more likely to find better interest rates at Standard Bank than Absa. Specifically, 56 out of 100 interest rates are better at Standard Bank than Absa. This means you are more likely to find a better interest rate at Absa 44% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Standard Bank
8.05%
best rate
Absa
8.05%
best rate

The best interest rate you can get at Standard Bank is 8.046511852009797% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 . Whilst at Absa, the best interest rate you can get is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 .

But how do interest rates at Standard Bank compare to Absa across different terms and investment amounts?

1 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.63%
6.20%
-
-5
R100,000 for 18+
6.32%
6.30%
+
2
R250,000 for 18+
6.32%
6.30%
+
4
R1,000,000 for 18+
6.41%
6.35%
+
53
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.413098682532592% interest rate at Standard Bank for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 1 months you will earn R53 more in interest at Standard Bank compared Absa.

2 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.63%
5.90%
-
-4
R100,000 for 18+
6.35%
6.00%
+
58
R250,000 for 18+
6.35%
6.00%
+
146
R1,000,000 for 18+
6.44%
6.05%
+
659
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.443272305477077% interest rate at Standard Bank for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.05%. Over 2 months you will earn R659 more in interest at Standard Bank compared Absa.

3 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.70%
6.20%
-
-13
R100,000 for 18+
6.35%
6.25%
+
26
R250,000 for 18+
6.35%
6.25%
+
65
R1,000,000 for 18+
6.45%
6.35%
+
248
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.447986184283039% interest rate at Standard Bank for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 3 months you will earn R248 more in interest at Standard Bank compared Absa.

4 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.70%
5.95%
-
-8
R100,000 for 18+
6.36%
6.00%
+
122
R250,000 for 18+
6.36%
6.00%
+
304
R1,000,000 for 18+
6.45%
6.10%
+
1,197
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.453642571430773% interest rate at Standard Bank for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 4 months you will earn R1,197 more in interest at Standard Bank compared Absa.

5 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.36%
6.00%
+
155
R250,000 for 18+
6.36%
6.00%
+
387
R1,000,000 for 18+
6.46%
6.10%
+
1,525
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.458356004558308% interest rate at Standard Bank for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 5 months you will earn R1,525 more in interest at Standard Bank compared Absa.

6 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.72%
6.80%
-
-56
R100,000 for 18+
6.53%
7.10%
-
-293
R250,000 for 18+
6.53%
7.10%
-
-733
R1,000,000 for 18+
6.62%
7.10%
-
-2,448
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.6241399328042405% interest rate at Standard Bank for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.10%. Over 6 months you will earn R2,448 less in interest at Standard Bank compared Absa.

7 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 7 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.60%
6.25%
+
213
R250,000 for 18+
6.60%
6.25%
+
532
R1,000,000 for 18+
6.70%
6.30%
+
2,395
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.697532302648668% interest rate at Standard Bank for a R1,000,000 investment in a 7 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 7 months you will earn R2,395 more in interest at Standard Bank compared Absa.

8 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 8 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.70%
6.25%
+
309
R250,000 for 18+
6.70%
6.25%
+
773
R1,000,000 for 18+
6.79%
6.30%
+
3,398
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.790613502082987% interest rate at Standard Bank for a R1,000,000 investment in a 8 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 8 months you will earn R3,398 more in interest at Standard Bank compared Absa.

9 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.72%
6.65%
-
-73
R100,000 for 18+
6.79%
7.15%
-
-283
R250,000 for 18+
6.79%
7.15%
-
-708
R1,000,000 for 18+
6.88%
7.15%
-
-2,093
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.883615794356235% interest rate at Standard Bank for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.15%. Over 9 months you will earn R2,093 less in interest at Standard Bank compared Absa.

10 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 10 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.86%
6.25%
+
533
R250,000 for 18+
6.86%
6.25%
+
1,333
R1,000,000 for 18+
6.95%
6.30%
+
5,719
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.953081208880008% interest rate at Standard Bank for a R1,000,000 investment in a 10 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 10 months you will earn R5,719 more in interest at Standard Bank compared Absa.

11 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 11 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.93%
6.20%
+
704
R250,000 for 18+
6.93%
6.20%
+
1,759
R1,000,000 for 18+
7.02%
6.25%
+
7,465
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.020626994403223% interest rate at Standard Bank for a R1,000,000 investment in a 11 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.25%. Over 11 months you will earn R7,465 more in interest at Standard Bank compared Absa.

1 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.79%
7.20%
-
-149
R100,000 for 18+
7.02%
7.30%
-
-301
R250,000 for 18+
7.02%
7.30%
-
-753
R1,000,000 for 18+
7.11%
7.30%
-
-2,013
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.111560486646251% interest rate at Standard Bank for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.30%. Over 12 months you will earn R2,013 less in interest at Standard Bank compared Absa.

1.5 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1.5 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.08%
7.30%
-
-202
R100,000 for 18+
7.43%
7.50%
-
-114
R250,000 for 18+
7.43%
7.50%
-
-285
R1,000,000 for 18+
7.43%
7.60%
-
-2,809
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.431571539949822% interest rate at Standard Bank for a R1,000,000 investment in a 1.5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 1.5 years you will earn R2,809 less in interest at Standard Bank compared Absa.

2 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.12%
7.50%
-
-315
R100,000 for 18+
7.53%
7.50%
+
79
R250,000 for 18+
7.53%
7.50%
+
198
R1,000,000 for 18+
7.53%
7.60%
-
-1,518
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.534301082272776% interest rate at Standard Bank for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 2 years you will earn R1,518 less in interest at Standard Bank compared Absa.

3 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.20%
7.50%
-
-476
R100,000 for 18+
7.69%
7.60%
+
348
R250,000 for 18+
7.69%
7.60%
+
870
R1,000,000 for 18+
7.69%
7.80%
-
-4,025
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.6928760712593025% interest rate at Standard Bank for a R1,000,000 investment in a 3 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.80%. Over 3 years you will earn R4,025 less in interest at Standard Bank compared Absa.

5 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.54%
7.70%
-
-822
R100,000 for 18+
8.05%
7.90%
+
1,083
R250,000 for 18+
8.05%
7.90%
+
2,707
R1,000,000 for 18+
8.05%
8.05%
-
-259
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 8.046511852009797% interest rate at Standard Bank for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 8.05%. Over 5 years you will earn R259 less in interest at Standard Bank compared Absa.

How do Standard Bank interest rates compare to other banks?