Bidvest vs Standard Bank

Interest rates compared

Last updated 2nd May 2025 by Walter

Introduction

This fixed deposit comparison page compares Bidvest interest rates to Standard Bank interest rates. All the interest rates shown are sourced from the Bidvest and Standard Bank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd May 2025.

How do Bidvest fixed deposit interest rates compare to Standard Bank ?

You are more likely to find better interest rates at Bidvest than Standard Bank. Specifically, 100 out of 100 interest rates are better at Bidvest than Standard Bank. This means you are more likely to find a better interest rate at Standard Bank 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Bidvest
8.32%
best rate
Standard Bank
8.51%
best rate

The best interest rate you can get at Bidvest is 8.32% for the 12-month fixed deposit. You will need a minimum deposit of R10,000 and be over the age of 55. Whilst at Standard Bank, the best interest rate you can get is 8.51% for the 60-month fixed deposit. You will need a minimum deposit of R10,000 and be over the age of 55.

But how do interest rates at Bidvest compare to Standard Bank across different terms and investment amounts?

3 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
7.75%
6.73%
+
26
R10,000 for 55+
7.75%
7.23%
+
13
R100,000 for 18+
7.75%
7.26%
+
123
R100,000 for 55+
7.75%
7.26%
+
123
R250,000 for 18+
7.75%
7.26%
+
307
R250,000 for 55+
7.75%
7.26%
+
307
R1,000,000 for 18+
7.75%
7.36%
+
992
R1,000,000 for 55+
7.75%
7.36%
+
992
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.75% interest rate at Bidvest for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 55). Standard Bank's interest rate for the same terms is 7.36%. Over 3 months you will earn R992 more in interest at Bidvest compared Standard Bank.

6 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
7.95%
6.78%
+
61
R10,000 for 55+
7.95%
7.28%
+
35
R100,000 for 18+
7.95%
7.31%
+
332
R100,000 for 55+
7.95%
7.31%
+
332
R250,000 for 18+
7.95%
7.31%
+
830
R250,000 for 55+
7.95%
7.31%
+
830
R1,000,000 for 18+
7.95%
7.41%
+
2,791
R1,000,000 for 55+
7.95%
7.41%
+
2,791
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.95% interest rate at Bidvest for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 55). Standard Bank's interest rate for the same terms is 7.41%. Over 6 months you will earn R2,791 more in interest at Bidvest compared Standard Bank.

1 year fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
8.23%
7.00%
+
132
R10,000 for 55+
8.32%
7.50%
+
88
R100,000 for 18+
8.23%
7.38%
+
910
R100,000 for 55+
8.32%
7.38%
+
1,000
R250,000 for 18+
8.23%
7.38%
+
2,275
R250,000 for 55+
8.32%
7.38%
+
2,500
R1,000,000 for 18+
8.23%
7.49%
+
8,000
R1,000,000 for 55+
8.32%
7.49%
+
8,900
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 8.32% interest rate at Bidvest for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 55). Standard Bank's interest rate for the same terms is 7.49%. Over 12 months you will earn R8,900 more in interest at Bidvest compared Standard Bank.

How do Bidvest interest rates compare to other banks?