Bidvest vs TymeBank

Interest rates compared

Last updated 2nd May 2025 by Walter

Introduction

This fixed deposit comparison page compares Bidvest interest rates to TymeBank interest rates. All the interest rates shown are sourced from the Bidvest and TymeBank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd May 2025.

How do Bidvest fixed deposit interest rates compare to TymeBank ?

You are more likely to find better interest rates at Bidvest than TymeBank. Specifically, 67 out of 100 interest rates are better at Bidvest than TymeBank. This means you are more likely to find a better interest rate at TymeBank 33% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Bidvest
8.32%
best rate
TymeBank
8.65%
best rate

The best interest rate you can get at Bidvest is 8.32% for the 12-month fixed deposit. You will need a minimum deposit of R10,000 and be over the age of 55. Whilst at TymeBank, the best interest rate you can get is 8.65% for the 12-month fixed deposit. You will need a minimum deposit of R1 .

But how do interest rates at Bidvest compare to TymeBank across different terms and investment amounts?

3 month fixed deposit interest rates compared

Bidvest vs TymeBank

This table shows Bidvest's and TymeBank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Bidvest1TymeBank1 Winner 2
R10,000 for 18+
7.75%
6.96%
+
20
R10,000 for 55+
7.75%
6.96%
+
20
R100,000 for 18+
7.75%
6.96%
+
199
R100,000 for 55+
7.75%
6.96%
+
199
R250,000 for 18+
7.75%
6.96%
+
497
R250,000 for 55+
7.75%
6.96%
+
497
R1,000,000 for 18+
7.75%
6.96%
+
1,988
R1,000,000 for 55+
7.75%
6.96%
+
1,988
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above TymeBank.
    A negative amount means that TymeBank offers more than Bidvest.
How to read this table?

You get a 7.75% interest rate at Bidvest for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 55). TymeBank's interest rate for the same terms is 6.96%. Over 3 months you will earn R1,988 more in interest at Bidvest compared TymeBank.

6 month fixed deposit interest rates compared

Bidvest vs TymeBank

This table shows Bidvest's and TymeBank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Bidvest1TymeBank1 Winner 2
R10,000 for 18+
7.95%
7.87%
+
4
R10,000 for 55+
7.95%
7.87%
+
4
R100,000 for 18+
7.95%
7.87%
+
43
R100,000 for 55+
7.95%
7.87%
+
43
R250,000 for 18+
7.95%
7.87%
+
108
R250,000 for 55+
7.95%
7.87%
+
108
R1,000,000 for 18+
7.95%
7.87%
+
433
R1,000,000 for 55+
7.95%
7.87%
+
433
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above TymeBank.
    A negative amount means that TymeBank offers more than Bidvest.
How to read this table?

You get a 7.95% interest rate at Bidvest for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 55). TymeBank's interest rate for the same terms is 7.87%. Over 6 months you will earn R433 more in interest at Bidvest compared TymeBank.

1 year fixed deposit interest rates compared

Bidvest vs TymeBank

This table shows Bidvest's and TymeBank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Bidvest1TymeBank1 Winner 2
R10,000 for 18+
8.23%
8.65%
-
-45
R10,000 for 55+
8.32%
8.65%
-
-36
R100,000 for 18+
8.23%
8.65%
-
-450
R100,000 for 55+
8.32%
8.65%
-
-360
R250,000 for 18+
8.23%
8.65%
-
-1,125
R250,000 for 55+
8.32%
8.65%
-
-900
R1,000,000 for 18+
8.23%
8.65%
-
-4,500
R1,000,000 for 55+
8.32%
8.65%
-
-3,600
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above TymeBank.
    A negative amount means that TymeBank offers more than Bidvest.
How to read this table?

You get a 8.32% interest rate at Bidvest for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 55). TymeBank's interest rate for the same terms is 8.65%. Over 12 months you will earn R3,600 less in interest at Bidvest compared TymeBank.