Fedgroup vs FNB

Interest rates compared

Last updated 3rd August 2025 by Walter

Introduction

This fixed deposit comparison page compares Fedgroup interest rates to FNB interest rates. All the interest rates shown are sourced from the Fedgroup and FNB websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th August 2025.

How do Fedgroup fixed deposit interest rates compare to FNB ?

You are more likely to find better interest rates at Fedgroup than FNB. Specifically, 100 out of 100 interest rates are better at Fedgroup than FNB. This means you are more likely to find a better interest rate at FNB 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Fedgroup
9.10%
best rate
FNB
8.15%
best rate

The best interest rate you can get at Fedgroup is 9.1% for the 60-month fixed deposit. You will need a minimum deposit of R5,000 . Whilst at FNB, the best interest rate you can get is 8.15% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 and be over the age of 55.

But how do interest rates at Fedgroup compare to FNB across different terms and investment amounts?

5 year fixed deposit interest rates compared

Fedgroup vs FNB

This table shows Fedgroup's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Fedgroup1FNB1 Winner 2
R10,000 for 18+
9.10%
7.80%
+
987
R10,000 for 55+
9.10%
7.80%
+
987
R100,000 for 18+
9.10%
7.80%
+
9,874
R100,000 for 55+
9.10%
7.80%
+
9,874
R250,000 for 18+
9.10%
7.90%
+
22,805
R250,000 for 55+
9.10%
7.90%
+
22,805
R1,000,000 for 18+
9.10%
8.10%
+
76,089
R1,000,000 for 55+
9.10%
8.15%
+
72,633
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Fedgroup over and above FNB.
    A negative amount means that FNB offers more than Fedgroup.
How to read this table?

You get a 9.1% interest rate at Fedgroup for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 55). FNB's interest rate for the same terms is 8.15%. Over 5 years you will earn R72,633 more in interest at Fedgroup compared FNB.

How do Fedgroup interest rates compare to other banks?