Fedgroup vs SA Retail Bonds

Interest rates compared

Last updated 3rd August 2025 by Walter

Introduction

This fixed deposit comparison page compares Fedgroup interest rates to SA Retail Bonds interest rates. All the interest rates shown are sourced from the Fedgroup and SA Retail Bonds websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th August 2025.

How do Fedgroup fixed deposit interest rates compare to SA Retail Bonds ?

You are more likely to find better interest rates at Fedgroup than SA Retail Bonds. Specifically, 100 out of 100 interest rates are better at Fedgroup than SA Retail Bonds. This means you are more likely to find a better interest rate at SA Retail Bonds 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Fedgroup
9.10%
best rate
SA Retail Bonds
9.25%
best rate

The best interest rate you can get at Fedgroup is 9.1% for the 60-month fixed deposit. You will need a minimum deposit of R5,000 . Whilst at SA Retail Bonds, the best interest rate you can get is 9.25% for the 60-month fixed deposit. You will need a minimum deposit of R1,000 .

But how do interest rates at Fedgroup compare to SA Retail Bonds across different terms and investment amounts?

5 year fixed deposit interest rates compared

Fedgroup vs SA Retail Bonds

This table shows Fedgroup's and SA Retail Bonds's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Fedgroup1SA Retail Bonds1 Winner 2
R10,000 for 18+
9.10%
9.25%
+
22
R10,000 for 55+
9.10%
9.25%
+
22
R100,000 for 18+
9.10%
9.25%
+
215
R100,000 for 55+
9.10%
9.25%
+
215
R250,000 for 18+
9.10%
9.25%
+
539
R250,000 for 55+
9.10%
9.25%
+
539
R1,000,000 for 18+
9.10%
9.25%
+
2,155
R1,000,000 for 55+
9.10%
9.25%
+
2,155
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Fedgroup over and above SA Retail Bonds.
    A negative amount means that SA Retail Bonds offers more than Fedgroup.
How to read this table?

You get a 9.1% interest rate at Fedgroup for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 55). SA Retail Bonds's interest rate for the same terms is 9.25%. Over 5 years you will earn R2,155 less in interest at Fedgroup compared SA Retail Bonds.

How do Fedgroup interest rates compare to other banks?