Standard Bank vs Sasfin

Interest rates compared

Last updated 2nd May 2025 by Walter

Introduction

This fixed deposit comparison page compares Standard Bank interest rates to Sasfin interest rates. All the interest rates shown are sourced from the Standard Bank and Sasfin websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd May 2025.

How do Standard Bank fixed deposit interest rates compare to Sasfin ?

You are more likely to find better interest rates at Sasfin than Standard Bank. Specifically, 0 out of 100 interest rates are better at Standard Bank than Sasfin. This means you are more likely to find a better interest rate at Sasfin 100% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Standard Bank
8.51%
best rate
Sasfin
7.96%
best rate

The best interest rate you can get at Standard Bank is 8.51% for the 60-month fixed deposit. You will need a minimum deposit of R10,000 and be over the age of 55. Whilst at Sasfin, the best interest rate you can get is 7.96% for the 9-month fixed deposit. You will need a minimum deposit of R20,000 .

But how do interest rates at Standard Bank compare to Sasfin across different terms and investment amounts?

3 month fixed deposit interest rates compared

Standard Bank vs Sasfin

This table shows Standard Bank's and Sasfin's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Standard Bank1Sasfin1 Winner 2
R100,000 for 18+
7.26%
7.65%
-
-97
R100,000 for 55+
7.26%
7.65%
-
-97
R250,000 for 18+
7.26%
7.65%
-
-242
R250,000 for 55+
7.26%
7.65%
-
-242
R1,000,000 for 18+
7.36%
7.65%
-
-733
R1,000,000 for 55+
7.36%
7.65%
-
-733
R5,000,000 for 18+
7.43%
7.65%
-
-2,717
R5,000,000 for 55+
7.43%
7.65%
-
-2,717
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Sasfin.
    A negative amount means that Sasfin offers more than Standard Bank.
How to read this table?

You get a 7.43% interest rate at Standard Bank for a R5,000,000 investment in a 3 month fixed deposit (if you are older than 55). Sasfin's interest rate for the same terms is 7.65%. Over 3 months you will earn R2,717 less in interest at Standard Bank compared Sasfin.

6 month fixed deposit interest rates compared

Standard Bank vs Sasfin

This table shows Standard Bank's and Sasfin's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Standard Bank1Sasfin1 Winner 2
R100,000 for 18+
7.31%
7.85%
-
-279
R100,000 for 55+
7.31%
7.85%
-
-279
R250,000 for 18+
7.31%
7.85%
-
-698
R250,000 for 55+
7.31%
7.85%
-
-698
R1,000,000 for 18+
7.41%
7.85%
-
-2,262
R1,000,000 for 55+
7.41%
7.85%
-
-2,262
R5,000,000 for 18+
7.49%
7.85%
-
-9,384
R5,000,000 for 55+
7.49%
7.85%
-
-9,384
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Sasfin.
    A negative amount means that Sasfin offers more than Standard Bank.
How to read this table?

You get a 7.49% interest rate at Standard Bank for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). Sasfin's interest rate for the same terms is 7.85%. Over 6 months you will earn R9,384 less in interest at Standard Bank compared Sasfin.

How do Standard Bank interest rates compare to other banks?