TymeBank vs Bidvest

Interest rates compared

Last updated 3rd August 2025 by Walter

Introduction

This fixed deposit comparison page compares TymeBank interest rates to Bidvest interest rates. All the interest rates shown are sourced from the TymeBank and Bidvest websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th August 2025.

How do TymeBank fixed deposit interest rates compare to Bidvest ?

You are more likely to find better interest rates at TymeBank than Bidvest. Specifically, 67 out of 100 interest rates are better at TymeBank than Bidvest. This means you are more likely to find a better interest rate at Bidvest 33% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

TymeBank
8.65%
best rate
Bidvest
8.09%
best rate

The best interest rate you can get at TymeBank is 8.65% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Bidvest, the best interest rate you can get is 8.09% for the 12-month fixed deposit. You will need a minimum deposit of R10,000 and be over the age of 55.

But how do interest rates at TymeBank compare to Bidvest across different terms and investment amounts?

3 month fixed deposit interest rates compared

TymeBank vs Bidvest

This table shows TymeBank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount TymeBank1Bidvest1 Winner 2
R10,000 for 18+
6.96%
7.50%
-
-14
R10,000 for 55+
6.96%
7.50%
-
-14
R100,000 for 18+
6.96%
7.50%
-
-135
R100,000 for 55+
6.96%
7.50%
-
-135
R250,000 for 18+
6.96%
7.50%
-
-338
R250,000 for 55+
6.96%
7.50%
-
-338
R1,000,000 for 18+
6.96%
7.50%
-
-1,350
R1,000,000 for 55+
6.96%
7.50%
-
-1,350
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above Bidvest.
    A negative amount means that Bidvest offers more than TymeBank.
How to read this table?

You get a 6.96% interest rate at TymeBank for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 55). Bidvest's interest rate for the same terms is 7.50%. Over 3 months you will earn R1,350 less in interest at TymeBank compared Bidvest.

6 month fixed deposit interest rates compared

TymeBank vs Bidvest

This table shows TymeBank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount TymeBank1Bidvest1 Winner 2
R10,000 for 18+
7.87%
7.68%
+
10
R10,000 for 55+
7.87%
7.68%
+
10
R100,000 for 18+
7.87%
7.68%
+
96
R100,000 for 55+
7.87%
7.68%
+
96
R250,000 for 18+
7.87%
7.68%
+
240
R250,000 for 55+
7.87%
7.68%
+
240
R1,000,000 for 18+
7.87%
7.68%
+
962
R1,000,000 for 55+
7.87%
7.68%
+
962
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above Bidvest.
    A negative amount means that Bidvest offers more than TymeBank.
How to read this table?

You get a 7.87% interest rate at TymeBank for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 55). Bidvest's interest rate for the same terms is 7.68%. Over 6 months you will earn R962 more in interest at TymeBank compared Bidvest.

1 year fixed deposit interest rates compared

TymeBank vs Bidvest

This table shows TymeBank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount TymeBank1Bidvest1 Winner 2
R10,000 for 18+
8.65%
8.05%
+
65
R10,000 for 55+
8.65%
8.09%
+
60
R100,000 for 18+
8.65%
8.05%
+
650
R100,000 for 55+
8.65%
8.09%
+
600
R250,000 for 18+
8.65%
8.05%
+
1,625
R250,000 for 55+
8.65%
8.09%
+
1,500
R1,000,000 for 18+
8.65%
8.05%
+
6,500
R1,000,000 for 55+
8.65%
8.09%
+
6,000
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above Bidvest.
    A negative amount means that Bidvest offers more than TymeBank.
How to read this table?

You get a 8.65% interest rate at TymeBank for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 55). Bidvest's interest rate for the same terms is 8.09%. Over 12 months you will earn R6,000 more in interest at TymeBank compared Bidvest.

How do TymeBank interest rates compare to other banks?