TymeBank vs Standard Bank

Interest rates compared

Last updated 1st July 2025 by Walter

Introduction

This fixed deposit comparison page compares TymeBank interest rates to Standard Bank interest rates. All the interest rates shown are sourced from the TymeBank and Standard Bank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th July 2025.

How do TymeBank fixed deposit interest rates compare to Standard Bank ?

You are more likely to find better interest rates at TymeBank than Standard Bank. Specifically, 70 out of 100 interest rates are better at TymeBank than Standard Bank. This means you are more likely to find a better interest rate at Standard Bank 30% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

TymeBank
8.65%
best rate
Standard Bank
8.16%
best rate

The best interest rate you can get at TymeBank is 8.65% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Standard Bank, the best interest rate you can get is 8.16% for the 60-month fixed deposit. You will need a minimum deposit of R10,000 and be over the age of 55.

But how do interest rates at TymeBank compare to Standard Bank across different terms and investment amounts?

3 month fixed deposit interest rates compared

TymeBank vs Standard Bank

This table shows TymeBank's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount TymeBank1Standard Bank1 Winner 2
R10,000 for 18+
6.96%
6.49%
+
12
R10,000 for 55+
6.96%
6.99%
-
-1
R100,000 for 18+
6.96%
7.04%
-
-19
R100,000 for 55+
6.96%
7.04%
-
-19
R250,000 for 18+
6.96%
7.04%
-
-47
R250,000 for 55+
6.96%
7.04%
-
-47
R1,000,000 for 18+
6.96%
7.13%
-
-427
R1,000,000 for 55+
6.96%
7.13%
-
-427
R5,000,000 for 18+
6.96%
7.21%
-
-3,082
R5,000,000 for 55+
6.96%
7.21%
-
-3,082
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above Standard Bank.
    A negative amount means that Standard Bank offers more than TymeBank.
How to read this table?

You get a 6.96% interest rate at TymeBank for a R5,000,000 investment in a 3 month fixed deposit (if you are older than 55). Standard Bank's interest rate for the same terms is 7.21%. Over 3 months you will earn R3,082 less in interest at TymeBank compared Standard Bank.

6 month fixed deposit interest rates compared

TymeBank vs Standard Bank

This table shows TymeBank's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount TymeBank1Standard Bank1 Winner 2
R10,000 for 18+
7.87%
6.49%
+
71
R10,000 for 55+
7.87%
6.99%
+
45
R100,000 for 18+
7.87%
7.05%
+
424
R100,000 for 55+
7.87%
7.05%
+
424
R250,000 for 18+
7.87%
7.05%
+
1,060
R250,000 for 55+
7.87%
7.05%
+
1,060
R1,000,000 for 18+
7.87%
7.14%
+
3,757
R1,000,000 for 55+
7.87%
7.14%
+
3,757
R5,000,000 for 18+
7.87%
7.22%
+
16,854
R5,000,000 for 55+
7.87%
7.22%
+
16,854
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above Standard Bank.
    A negative amount means that Standard Bank offers more than TymeBank.
How to read this table?

You get a 7.87% interest rate at TymeBank for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). Standard Bank's interest rate for the same terms is 7.22%. Over 6 months you will earn R16,854 more in interest at TymeBank compared Standard Bank.

1 year fixed deposit interest rates compared

TymeBank vs Standard Bank

This table shows TymeBank's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount TymeBank1Standard Bank1 Winner 2
R10,000 for 18+
8.65%
6.65%
+
214
R10,000 for 55+
8.65%
7.15%
+
161
R100,000 for 18+
8.65%
7.20%
+
1,560
R100,000 for 55+
8.65%
7.20%
+
1,560
R250,000 for 18+
8.65%
7.20%
+
3,900
R250,000 for 55+
8.65%
7.20%
+
3,900
R1,000,000 for 18+
8.65%
7.30%
+
14,500
R1,000,000 for 55+
8.65%
7.30%
+
14,500
R5,000,000 for 18+
8.65%
7.38%
+
68,500
R5,000,000 for 55+
8.65%
7.38%
+
68,500
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above Standard Bank.
    A negative amount means that Standard Bank offers more than TymeBank.
How to read this table?

You get a 8.65% interest rate at TymeBank for a R5,000,000 investment in a 1 year fixed deposit (if you are older than 55). Standard Bank's interest rate for the same terms is 7.38%. Over 12 months you will earn R68,500 more in interest at TymeBank compared Standard Bank.

How do TymeBank interest rates compare to other banks?