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Best 2 year Fixed Deposit Rates for April 2026 | R10,000 investment
These are the best 2 year fixed deposit rates for individuals younger than 55 looking to invest R10,000.
| # | Bank | Min Age | Min Deposit | Nominal | Total interest * |
|---|---|---|---|---|---|
| 1 | SA Retail Bonds Fixed Rates | 18 | R1 | 8.25% | R11.8k |
| 2 | Discovery Fixed Deposit Account | 18 | R10k | 7.55% | R11.6k |
| 3 | Absa Dynamic Fixed Deposit | 18 | R1k | 7.5% | R11.6k |
| 4 | Access Bank Fixed Deposit | 18 | R0 | 7.5% | R11.6k |
| 5 | African Bank Fixed Deposit | 18 | R0 | 6.93% | R11.5k |
| 6 | Capitec Fixed-Term Savings | 18 | R10k | 6.85% | R11.5k |
| 7 | Nedbank Platinum Fixed Deposit | 18 | R1k | 6.8% | R11.5k |
| 8 | Nedbank Electronic Fixed Deposit | 18 | R1k | 6.75% | R11.4k |
| 9 | FNB Fixed Deposit | 18 | R10k | 6.4% | R11.4k |
| 10 | Absa Standard Digital Bonus Fixed Deposit | 18 | R1k | 6.3% | R11.3k |
| 11 | Standard Bank Fixed Deposit | 18 | R10k | 6.12% | R11.3k |
(*) Total interest: estimated total interest earned for a R10,000
investment. Interest paid out at maturity