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Best 6 month Fixed Deposit Rates for July 2026 | R100,000 investment

These are the best 6 month fixed deposit rates for individuals younger than 55 looking to invest R100,000.

# Bank Nominal Total interest *
1
GoTyme Bank
GoTyme Bank Fixed Deposit 		8.11% R104.1k
2
GoTyme Bank
GoTyme Bank Fixed Deposit 		8.11% R104.1k
3
Investec
Investec PrimeLinked Fixed Deposit 		7.51% R103.8k
4
Investec
Investec PrimeLinked Fixed Deposit 		7.31% R103.7k
5
Bidvest
Bidvest Fixed Deposit 		7.24% R103.7k
6
Investec
Investec Fixed Deposit Special 		7.12% R103.6k
7
Absa
Absa Dynamic Fixed Deposit 		7.1% R103.6k
8
Absa
Absa Dynamic Senior Fixed Deposit 		7.1% R103.6k
9
Discovery
Discovery Fixed Deposit Account 		7.05% R103.6k
10
Discovery
Discovery Fixed Deposit Account 		7.05% R103.6k
11
African Bank
African Bank Fixed Deposit 		7.02% R103.6k
12
African Bank
African Bank Fixed Deposit 		7.02% R103.6k
13
Access Bank Plc
Access Bank Fixed Deposit 		7% R103.6k
14
Access Bank Plc
Access Bank Fixed Deposit 		7% R103.6k
15
Investec
Investec Fixed Deposit Special 		6.97% R103.5k
16
Nedbank
Nedbank Platinum Fixed Deposit 		6.95% R103.5k
17
Investec
Investec Fixed Term Deposit 		6.87% R103.5k
18
Nedbank
Nedbank Electronic OptimumPlus 		6.85% R103.5k
19
Nedbank
Nedbank Electronic Fixed Deposit 		6.8% R103.4k
20
Capitec
Capitec Fixed-Term Savings 		6.75% R103.4k
21
Standard Bank
Standard Bank Fixed Deposit 		6.69% R103.4k
22
Standard Bank
Standard Bank Fixed Deposit 		6.69% R103.4k
23
Absa
Absa Standard Digital Bonus Fixed Deposit 		6.65% R103.4k
24
Absa
Absa Senior Digital Bonus Fixed Deposit 		6.65% R103.4k
25
FNB
FNB Senior Preferential Fixed Deposit 		6.6% R103.3k
26
FNB
FNB Senior Fixed Deposit 		6.55% R103.3k
27
FNB
FNB Fixed Deposit 		6.45% R103.3k
28
Investec
Investec Fixed Term Deposit 		6.42% R103.3k
(*) Total interest: estimated total interest earned for a R100,000 investment. Interest paid out at maturity