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Best 5 year Fixed Deposit Rates for November 2026 | R100,000 investment

These are the best 5 year fixed deposit rates for individuals older than 55 looking to invest R100,000.

# Bank Nominal Total interest *
1
SA Retail Bonds
SA Retail Bonds Fixed Rates 		9% R155.3k
2
SA Retail Bonds
SA Retail Bonds Fixed Rates 		9% R155.3k
3
Fedgroup
Fedgroup Secured Investment (5 Years) 		8.65% R153.9k
4
Fedgroup
Fedgroup Secured Investment (5 Years) 		8.65% R153.9k
5
Investec
Investec Fixed Deposit Special 		8.45% R152.4k
6
African Bank
African Bank Fixed Deposit 		8.43% R152.2k
7
African Bank
African Bank Fixed Deposit 		8.43% R152.2k
8
Nedbank
Nedbank Platinum Fixed Deposit 		8.35% R151.6k
9
Investec
Investec Fixed Deposit Special 		8.3% R151.2k
10
Nedbank
Nedbank Electronic OptimumPlus 		8.3% R151.2k
11
Discovery
Discovery Fixed Deposit Account 		8.25% R150.8k
12
Discovery
Discovery Fixed Deposit Account 		8.25% R150.8k
13
Absa
Absa Dynamic Senior Fixed Deposit 		8.1% R149.7k
14
Nedbank
Nedbank Electronic Fixed Deposit 		8.1% R149.7k
15
Standard Bank
Standard Bank Fixed Deposit 		8.07% R149.5k
16
Standard Bank
Standard Bank Fixed Deposit 		8.07% R149.5k
17
Absa
Absa Dynamic Fixed Deposit 		8.05% R149.4k
18
Capitec
Capitec Fixed-Term Savings 		8% R149.0k
19
FNB
FNB Senior Preferential Fixed Deposit 		7.95% R148.6k
20
FNB
FNB Senior Fixed Deposit 		7.8% R147.5k
21
FNB
FNB Fixed Deposit 		7.75% R147.1k
22
Absa
Absa Senior Digital Bonus Fixed Deposit 		7.35% R144.3k
23
Absa
Absa Standard Digital Bonus Fixed Deposit 		7.25% R143.5k
24
Access Bank Plc
Access Bank Fixed Deposit 		5.5% R131.6k
25
Access Bank Plc
Access Bank Fixed Deposit 		5.5% R131.6k
26
SA Retail Bonds
SA Retail Bonds Inflation Linked 		4.5% R124.9k
27
SA Retail Bonds
SA Retail Bonds Inflation Linked 		4.5% R124.9k
(*) Total interest: estimated total interest earned for a R100,000 investment. Interest paid out at maturity