Sasfin vs Absa

Interest rates compared

Last updated 4th June 2025 by Walter

Introduction

This fixed deposit comparison page compares Sasfin interest rates to Absa interest rates. All the interest rates shown are sourced from the Sasfin and Absa websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th June 2025.

How do Sasfin fixed deposit interest rates compare to Absa ?

You are more likely to find better interest rates at Sasfin than Absa. Specifically, 100 out of 100 interest rates are better at Sasfin than Absa. This means you are more likely to find a better interest rate at Absa 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Sasfin
7.96%
best rate
Absa
8.30%
best rate

The best interest rate you can get at Sasfin is 7.96% for the 9-month fixed deposit. You will need a minimum deposit of R20,000 . Whilst at Absa, the best interest rate you can get is 8.3% for the 60-month fixed deposit. You will need a minimum deposit of R1,000 and be over the age of 55.

But how do interest rates at Sasfin compare to Absa across different terms and investment amounts?

3 month fixed deposit interest rates compared

Sasfin vs Absa

This table shows Sasfin's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Sasfin1Absa1 Winner 2
R100,000 for 18+
7.65%
7.30%
+
87
R100,000 for 55+
7.65%
7.45%
+
50
R250,000 for 18+
7.65%
7.30%
+
219
R250,000 for 55+
7.65%
7.45%
+
124
R1,000,000 for 18+
7.65%
7.30%
+
875
R1,000,000 for 55+
7.65%
7.45%
+
496
R5,000,000 for 18+
7.65%
7.30%
+
4,374
R5,000,000 for 55+
7.65%
7.45%
+
2,481
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Sasfin over and above Absa.
    A negative amount means that Absa offers more than Sasfin.
How to read this table?

You get a 7.65% interest rate at Sasfin for a R5,000,000 investment in a 3 month fixed deposit (if you are older than 55). Absa's interest rate for the same terms is 7.45%. Over 3 months you will earn R2,481 more in interest at Sasfin compared Absa.

6 month fixed deposit interest rates compared

Sasfin vs Absa

This table shows Sasfin's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Sasfin1Absa1 Winner 2
R100,000 for 18+
7.85%
7.65%
+
106
R100,000 for 55+
7.85%
7.70%
+
77
R250,000 for 18+
7.85%
7.65%
+
265
R250,000 for 55+
7.85%
7.70%
+
192
R1,000,000 for 18+
7.85%
7.65%
+
1,058
R1,000,000 for 55+
7.85%
7.70%
+
770
R5,000,000 for 18+
7.85%
7.65%
+
5,292
R5,000,000 for 55+
7.85%
7.70%
+
3,848
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Sasfin over and above Absa.
    A negative amount means that Absa offers more than Sasfin.
How to read this table?

You get a 7.85% interest rate at Sasfin for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). Absa's interest rate for the same terms is 7.70%. Over 6 months you will earn R3,848 more in interest at Sasfin compared Absa.