Sasfin
vs
Capitec
Interest rates compared
Introduction
This fixed deposit comparison page compares Sasfin interest rates to Capitec interest rates. All the interest rates shown are sourced from the Sasfin and Capitec websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th June 2025.
How do Sasfin fixed deposit interest rates compare to Capitec ?
You are more likely to find better interest rates at Sasfin than Capitec. Specifically, 100 out of 100 interest rates are better at Sasfin than Capitec. This means you are more likely to find a better interest rate at Capitec 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at Sasfin is 7.96% for the 9-month fixed deposit. You will need a minimum deposit of R20,000 . Whilst at Capitec, the best interest rate you can get is 8.51% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 .
But how do interest rates at Sasfin compare to Capitec across different terms and investment amounts?
6 month fixed deposit interest rates compared
This table shows Sasfin's and Capitec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.
| Investment amount | Sasfin1 | Capitec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.85% | 7.49% | + 188 |
| R100,000 for 55+ | 7.85% | 7.49% | + 188 |
| R250,000 for 18+ | 7.85% | 7.53% | + 409 |
| R250,000 for 55+ | 7.85% | 7.53% | + 409 |
| R1,000,000 for 18+ | 7.85% | 7.72% | + 673 |
| R1,000,000 for 55+ | 7.85% | 7.72% | + 673 |
| R5,000,000 for 18+ | 7.85% | 7.72% | + 3,367 |
| R5,000,000 for 55+ | 7.85% | 7.72% | + 3,367 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Sasfin over and above Capitec.
A negative amount means that Capitec offers more than Sasfin.
You get a 7.85% interest rate at Sasfin for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). Capitec's interest rate for the same terms is 7.72%. Over 6 months you will earn R3,367 more in interest at Sasfin compared Capitec.
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