Sasfin vs Standard Bank

Interest rates compared

Last updated 4th June 2025 by Walter

Introduction

This fixed deposit comparison page compares Sasfin interest rates to Standard Bank interest rates. All the interest rates shown are sourced from the Sasfin and Standard Bank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th June 2025.

How do Sasfin fixed deposit interest rates compare to Standard Bank ?

You are more likely to find better interest rates at Sasfin than Standard Bank. Specifically, 100 out of 100 interest rates are better at Sasfin than Standard Bank. This means you are more likely to find a better interest rate at Standard Bank 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Sasfin
7.96%
best rate
Standard Bank
8.51%
best rate

The best interest rate you can get at Sasfin is 7.96% for the 9-month fixed deposit. You will need a minimum deposit of R20,000 . Whilst at Standard Bank, the best interest rate you can get is 8.51% for the 60-month fixed deposit. You will need a minimum deposit of R10,000 and be over the age of 55.

But how do interest rates at Sasfin compare to Standard Bank across different terms and investment amounts?

3 month fixed deposit interest rates compared

Sasfin vs Standard Bank

This table shows Sasfin's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Sasfin1Standard Bank1 Winner 2
R100,000 for 18+
7.65%
7.26%
+
97
R100,000 for 55+
7.65%
7.26%
+
97
R250,000 for 18+
7.65%
7.26%
+
242
R250,000 for 55+
7.65%
7.26%
+
242
R1,000,000 for 18+
7.65%
7.36%
+
733
R1,000,000 for 55+
7.65%
7.36%
+
733
R5,000,000 for 18+
7.65%
7.43%
+
2,717
R5,000,000 for 55+
7.65%
7.43%
+
2,717
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Sasfin over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Sasfin.
How to read this table?

You get a 7.65% interest rate at Sasfin for a R5,000,000 investment in a 3 month fixed deposit (if you are older than 55). Standard Bank's interest rate for the same terms is 7.43%. Over 3 months you will earn R2,717 more in interest at Sasfin compared Standard Bank.

6 month fixed deposit interest rates compared

Sasfin vs Standard Bank

This table shows Sasfin's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Sasfin1Standard Bank1 Winner 2
R100,000 for 18+
7.85%
7.31%
+
279
R100,000 for 55+
7.85%
7.31%
+
279
R250,000 for 18+
7.85%
7.31%
+
698
R250,000 for 55+
7.85%
7.31%
+
698
R1,000,000 for 18+
7.85%
7.41%
+
2,262
R1,000,000 for 55+
7.85%
7.41%
+
2,262
R5,000,000 for 18+
7.85%
7.49%
+
9,384
R5,000,000 for 55+
7.85%
7.49%
+
9,384
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Sasfin over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Sasfin.
How to read this table?

You get a 7.85% interest rate at Sasfin for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). Standard Bank's interest rate for the same terms is 7.49%. Over 6 months you will earn R9,384 more in interest at Sasfin compared Standard Bank.

How do Sasfin interest rates compare to other banks?