Sasfin vs FNB

Interest rates compared

Last updated 4th June 2025 by Walter

Introduction

This fixed deposit comparison page compares Sasfin interest rates to FNB interest rates. All the interest rates shown are sourced from the Sasfin and FNB websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th June 2025.

How do Sasfin fixed deposit interest rates compare to FNB ?

You are more likely to find better interest rates at Sasfin than FNB. Specifically, 100 out of 100 interest rates are better at Sasfin than FNB. This means you are more likely to find a better interest rate at FNB 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Sasfin
7.96%
best rate
FNB
8.40%
best rate

The best interest rate you can get at Sasfin is 7.96% for the 9-month fixed deposit. You will need a minimum deposit of R20,000 . Whilst at FNB, the best interest rate you can get is 8.4% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 and be over the age of 55.

But how do interest rates at Sasfin compare to FNB across different terms and investment amounts?

3 month fixed deposit interest rates compared

Sasfin vs FNB

This table shows Sasfin's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Sasfin1FNB1 Winner 2
R100,000 for 18+
7.65%
6.65%
+
251
R100,000 for 55+
7.65%
6.85%
+
201
R250,000 for 18+
7.65%
6.75%
+
569
R250,000 for 55+
7.65%
6.95%
+
438
R1,000,000 for 18+
7.65%
6.95%
+
1,752
R1,000,000 for 55+
7.65%
7.15%
+
1,254
R5,000,000 for 18+
7.65%
6.95%
+
8,759
R5,000,000 for 55+
7.65%
7.15%
+
6,268
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Sasfin over and above FNB.
    A negative amount means that FNB offers more than Sasfin.
How to read this table?

You get a 7.65% interest rate at Sasfin for a R5,000,000 investment in a 3 month fixed deposit (if you are older than 55). FNB's interest rate for the same terms is 7.15%. Over 3 months you will earn R6,268 more in interest at Sasfin compared FNB.

6 month fixed deposit interest rates compared

Sasfin vs FNB

This table shows Sasfin's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Sasfin1FNB1 Winner 2
R100,000 for 18+
7.85%
6.80%
+
540
R100,000 for 55+
7.85%
7.00%
+
438
R250,000 for 18+
7.85%
6.90%
+
1,229
R250,000 for 55+
7.85%
7.10%
+
963
R1,000,000 for 18+
7.85%
7.10%
+
3,854
R1,000,000 for 55+
7.85%
7.35%
+
2,600
R5,000,000 for 18+
7.85%
7.10%
+
19,268
R5,000,000 for 55+
7.85%
7.35%
+
12,998
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Sasfin over and above FNB.
    A negative amount means that FNB offers more than Sasfin.
How to read this table?

You get a 7.85% interest rate at Sasfin for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). FNB's interest rate for the same terms is 7.35%. Over 6 months you will earn R12,998 more in interest at Sasfin compared FNB.

How do Sasfin interest rates compare to other banks?