Nedbank Interest Rate Review for March 2026
Introduction
This page gives you an overview of Nedbank interest rates for March 2026. Nedbank offers:
- Savings accounts. Saving accounts give you quick and easy access to your money.
- Notice accounts. You will need to give Nedbank notice before you get access to your money. Interest rates typically higher than your savings account.
- Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.
The main difference between these three options is ease of access to your money. Savings accounts will provide you with near instant access, but in return you get a lower rate of interest. Notice accounts will provide better interest rates, but you will need to give Nedbank notice before getting access to your money. Fixed deposits generally pay the best interest, but you commit your money for a fixed term. In case you do need to withdraw, you can still get access before your term is over but will have to pay a penalty.
Nedbank interest rate overview
Here is a table of interest rates available at Nedbank. It shows the type of account, deposit and interest rate you can get.
| Name | Deposit | Nominal rate |
| Savings | ||
| Nedbank Platinum Invest | R0 - 1m | 5 - 6.75% |
| Nedbank Tax-free Savings Account | R0 - 250k | 5 - 6.75% |
| Nedbank MoneyTrader | R0 - 50k | 0 - 6.7% |
| Nedbank JustSave | R0 - 100k | 4.25 - 5.75% |
| Notice accounts | ||
| Nedbank 32 Day Notice | R0 - 500k | 5.45% - 7.3% |
| Fixed deposits | ||
| Nedbank Electronic OptimumPlus | R1k - 1m | 6.35% - 8.05% |
| Nedbank Platinum Fixed Deposit | R1k - 250k | 6.35% - 8.05% |
| Nedbank Electronic Fixed Deposit | R1k - 1m | 6.25% - 7.55% |
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Check out the full
Nedbank fixed deposit review for March 2026
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Savings accounts
Nedbank offers four types of savings accounts.
Min deposit R0. Highest rate of 6.75% for balances over R1,000,000.
Min deposit R0. Highest rate of 6.75% for balances over R250,000.
Min deposit R0. Highest rate of 6.7% for balances over R50,000.
Min deposit R0. Highest rate of 5.75% for balances over R100,000.
Notice accounts
Nedbank offers one types of notice accounts.
Pays interest from 5.45% up to 7.3% for balances over R500,000.
Fixed deposits
Nedbank offers three fixed deposit products.
Min deposit R1,000. Up to 8.05% for deposits over R1,000,000.
Min deposit R1,000. Up to 8.05% for deposits over R250,000.
Min deposit R1,000. Up to 7.55% for deposits over R1,000,000.