Standard Bank Interest Rate Review for March 2026

Last updated 1st March 2026 by Walter
7.05%
best rate
12
products
3
account types

Introduction

This page gives you an overview of Standard Bank interest rates for March 2026. Standard Bank offers:

  • Savings accounts. Saving accounts give you quick and easy access to your money.
  • Notice accounts. You will need to give Standard Bank notice before you get access to your money. Interest rates typically higher than your savings account.
  • Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.

The main difference between these three options is ease of access to your money. Savings accounts will provide you with near instant access, but in return you get a lower rate of interest. Notice accounts will provide better interest rates, but you will need to give Standard Bank notice before getting access to your money. Fixed deposits generally pay the best interest, but you commit your money for a fixed term. In case you do need to withdraw, you can still get access before your term is over but will have to pay a penalty.

Standard Bank interest rate overview

Here is a table of interest rates available at Standard Bank. It shows the type of account, deposit and interest rate you can get.

Name Deposit Nominal rate
Savings
Standard Bank MoneyMarket Select R0 - 250k 0 - 7.05%
Standard Bank Tax-Free Call R0 - 100k 0 - 6.53%
Standard Bank SaveUp R0 - 100k 5.6 - 6.3%
Standard Bank MoneyMarket Call Account R20k - 100k 5.45 - 5.55%
Standard Bank PureSave R0 - 100k 3.95 - 4.25%
Notice accounts
Standard Bank Notice Deposit R250 - 1m 5.69% - 6.97%
Standard Bank Notice Deposit R250 - 1m 3.79% - 6.72%
Standard Bank Notice Deposit R250 - 1m 5.64% - 6.67%
Standard Bank Notice Deposit R250 - 1m 3.09% - 5.67%
Standard Bank Notice Deposit R250 - 1m 2.79% - 5.47%
Standard Bank Notice Deposit R250 - 1m 2.59% - 5.27%
Fixed deposits
Standard Bank Fixed Deposit R1 - 10k 5.537283887191258% - 7.010310189994851%

Savings accounts

Standard Bank offers five types of savings accounts.

Min deposit R0. Highest rate of 7.05% for balances over R250,000.

Min deposit R0. Highest rate of 6.53% for balances over R100,000.

Min deposit R0. Highest rate of 6.3% for balances over R100,000.

Min deposit R20,000. Highest rate of 5.55% for balances over R100,000.

Min deposit R0. Highest rate of 4.25% for balances over R100,000.

Remember the primary benefit of a savings account is easy and quick access to your money.

Notice accounts

Standard Bank offers six types of notice accounts.

Pays interest from 5.69% up to 6.97% for balances over R1,000,000.

Pays interest from 3.79% up to 6.72% for balances over R1,000,000.

Pays interest from 5.64% up to 6.67% for balances over R1,000,000.

Pays interest from 3.09% up to 5.67% for balances over R1,000,000.

Pays interest from 2.79% up to 5.47% for balances over R1,000,000.

Pays interest from 2.59% up to 5.27% for balances over R1,000,000.

Notice accounts pay better interest rates than savings, however, you will need to give notice to the bank before you get access to your money.

Fixed deposits

Standard Bank offers one fixed deposit products.

Standard Bank Fixed Deposit 5.537283887191258% - 7.010310189994851%

Min deposit R1. Up to 7.010310189994851% for deposits over R10,000.

Fixed deposits typically pay better rates than savings and notice accounts. Your rate is fixed throughout the term.
PS. Check out my Standard Bank fixed deposit review or the Standard Bank fixed deposit calculator to find out how much interest you can earn compared to other banks.