FNB Interest Rate Review for March 2026
Introduction
This page gives you an overview of FNB interest rates for March 2026. FNB offers:
- Savings accounts. Saving accounts give you quick and easy access to your money.
- Notice accounts. You will need to give FNB notice before you get access to your money. Interest rates typically higher than your savings account.
- Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.
The main difference between these three options is ease of access to your money. Savings accounts will provide you with near instant access, but in return you get a lower rate of interest. Notice accounts will provide better interest rates, but you will need to give FNB notice before getting access to your money. Fixed deposits generally pay the best interest, but you commit your money for a fixed term. In case you do need to withdraw, you can still get access before your term is over but will have to pay a penalty.
FNB interest rate overview
Here is a table of interest rates available at FNB. It shows the type of account, deposit and interest rate you can get.
| Name | Deposit | Nominal rate |
| Savings | ||
| FNB Money Maximiser | R1 - 50m | 0 - 7% |
| FNB Tax-free Savings | R300 | 6.95% |
| FNB Savings Account | R1 - 100k | 5.4 - 6% |
| Notice accounts | ||
| FNB 32 Day Notice | R1 - 1m | 5.75% - 6.95% |
| FNB 7 Day Notice | R1 - 100k | 0% - 6.05% |
| Fixed deposits | ||
| FNB Senior Preferential Fixed Deposit | R1k - 1m | 3.75% - 7.7% |
| FNB Senior Fixed Deposit | R904 - 1m | 3.7% - 7.4% |
| FNB Fixed Deposit | R10k - 1m | 5.65% - 7.2% |
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Check out the full
FNB fixed deposit review for March 2026
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Savings accounts
FNB offers three types of savings accounts.
Min deposit R1. Highest rate of 7% for balances over R50,000,000.
Min deposit R300.
Min deposit R1. Highest rate of 6% for balances over R100,000.
Notice accounts
FNB offers two types of notice accounts.
Pays interest from 5.75% up to 6.95% for balances over R1,000,000.
Pays interest from 0% up to 6.05% for balances over R100,000.
Fixed deposits
FNB offers three fixed deposit products.
Min deposit R1,000. Up to 7.7% for deposits over R1,000,000.
Min deposit R904. Up to 7.4% for deposits over R1,000,000.
Min deposit R10,000. Up to 7.2% for deposits over R1,000,000.