GoTyme Bank Interest Rate Review for June 2026

Last updated 2nd June 2026 by Walter
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best rate
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Introduction

This page gives you an overview of GoTyme Bank interest rates for June 2026. GoTyme Bank offers:

  • Savings accounts. Saving accounts give you quick and easy access to your money.
  • Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.

The main difference between these two options is ease of access to your money. Savings accounts will provide you with near instant access, but in return you get a lower rate of interest. Fixed deposits generally pay the best interest, but you commit your money for a fixed term. In case you do need to withdraw, you can still get access before your term is over but will have to pay a penalty.

GoTyme Bank interest rate chart

This chart shows every GoTyme Bank product on this overview page. Each bar shows the nominal interest-rate range for that account, colour-coded by savings, notice and fixed-deposit products.

GoTyme Bank interest rate overview

Here is a table of interest rates available at GoTyme Bank. It shows the type of account, deposit and interest rate you can get.

Name Deposit Nominal rate
Savings
GoTyme Bank GoalSave Bonus Rate (10-Day Notice) R1 10.00%
GoTyme Bank GoalSave R1 6.00%
Notice accounts
GoTyme Bank does not offer any notice accounts
Fixed deposits
GoTyme Bank Fixed Deposit R1 7.70% - 8.58%

Savings accounts

GoTyme Bank offers two types of savings accounts.

Remember the primary benefit of a savings account is easy and quick access to your money.

Fixed deposits

GoTyme Bank offers one fixed deposit products.

Min deposit R1. Up to 8.58% for deposits over R1.

Fixed deposits typically pay better rates than savings and notice accounts. Your rate is fixed throughout the term.
PS. Check out my GoTyme Bank fixed deposit review or the GoTyme Bank fixed deposit calculator to find out how much interest you can earn compared to other banks.